Get Your Business Funded With the Capital You Need

Capital for U.S. business owners. From $10K working-capital lines to $30M SBA financing built around one dedicated funding advisor.

No credit impact
24-hour approval
100% free consultation
Lendible Capital funding advisor in a strategy call with a small business owner

Trusted by 25,000+ businesses · Featured in

ForbesBankrateBloombergTechCrunchInc.
BBB A+ AccreditedSOC 2 Type II256-bit SSLEqual Credit Opportunity4.9 on Trustpilot
24hrs
Funding Timeline
$4B+
Capital Deployed
25K+
Businesses Served

Owner dashboard

Your funding, your way all in one view

Track new approvals, upcoming renewals, current balances, and payment schedules. Request additional capital the moment your business is ready no paperwork shuffle, no waiting in the dark.

$0FUNDED
Live balances
One-tap renewals
Request more capital
Next payment
Auto-scheduled
Renewal offers
Pre-approved
Top-up funding
Same day
A hand holding the Lendible Capital app showing a funded balance of $2,250,910.40 and a rising mint growth chart

Funding Programs

Flexible capital for every stage of growth

Not sure what fits? Your advisor reviews every option against your business and recommends the best match in plain English.

Business Line of Credit

Revolving capital you can draw whenever you need it. Pay interest only on what you use.

Same-day Access

SBA Loans

Government-backed loans with the lowest rates and longest terms in the market.

Lowest Rates

Equipment Financing

Finance up to 100% of new or used equipment without draining working capital.

No Down Payment

Business Term Loans

Lump-sum funding with fixed monthly payments. Ideal for expansion or inventory buys.

Fixed Payments

Invoice Factoring

Turn unpaid B2B invoices into immediate cash flow. No waiting on Net-60 customers.

Unlock Cash Flow

Debt Refinancing

Consolidate expensive daily-payment loans into one affordable monthly payment.

Lower Your Cost

Talk to an advisor

Speak With a Funding Advisor

Discover your funding options in 10 minutes. No obligation. No credit impact. Just a clear view of what your business qualifies for, today.

  • 100% Free Consultation
    No hidden fees, ever. The call costs you nothing.
  • No Credit Impact
    Soft pull only your score stays exactly where it is.
  • Expert Strategy Session
    Talk to a real human who has funded thousands of businesses like yours.
Advisors online now
Get a call in minutes
Avg. callback time today · under 9 minutes
How much funding do you need?

Free 10-minute call · No credit impact · No obligation

The difference

Why Lendible Capital Stands Out

Traditional Lenders
  • Slow reviews and weeks of delays
  • Requires 680+ FICO score
  • Piles of physical paperwork
  • Low approval odds for small businesses
  • Hard credit pull on every inquiry
The Lendible Capital Standard
  • Same-day funding possible
  • No minimum FICO required
  • Simple online process
  • Flexible funding programs
  • Soft pull with no credit impact

Verified Reviews

From the owners we serve

4.9 / 5 · 2,400+ reviews
Google Review
"We refinanced three high-cost daily-payment loans into a single monthly term. My advisor walked me through it like a CFO would. Saved us about $4,800 a month."
Marcus Thornton
Marcus Thornton
Logistics & Freight, OH
Trustpilot
"Got approved for a line of credit in under 24 hours so I could buy inventory ahead of Q4. Two banks had already told me no. Lendible Capital made it feel easy."
Elena Rodríguez
Elena Rodríguez
E-commerce, FL
Google Review
"What sold me was the soft credit pull. I saw real numbers without any impact. My advisor never pushed  just laid out the options and let me decide."
Jameson Wu
Jameson Wu
Tech Services, CA
Trustpilot
"Needed $180K for a used excavator and didn't want to drain our cash. Equipment financing closed in 4 days. Smoothest funding I've ever done."
Dan Whitaker
Dan Whitaker
Construction, TX
Google Review
"Our FICO wasn't where banks wanted it. Lendible Capital found us an SBA-adjacent program that actually fit. Real strategy, not a sales pitch."
Tasha Booker
Tasha Booker
Medical Practice, GA
Trustpilot
"Invoice factoring fixed our cash flow during a brutal slow season. I check in with my advisor every quarter now feels like having an outside CFO."
Patrick Hale
Patrick Hale
Restaurant Group, IL

FAQ

Questions, answered

Still have questions? Your advisor will answer them on the call.

One short call. Real answers.

See What Funding Options Your Business Qualifies For

Book a free call with a funding advisor and get clear options without affecting your credit.

Book Your Free Strategy Call
No credit impact24-hour approvalNo obligation